Log In. B. Paid Time Off. Ascensus pre-approved QRP document sponsors will receive email communications from RPS-ContractAdministration@ascensus. Enter your username and password and click on login. Please Sign In. com. Through partnerships with financial institutions and financial professionals, our savings plans are designed to be smart, clear, personal, and most of all, effective. Our data shows how individuals are leveraging tax-advantaged savings vehicles to prepare for their near. Victoria launches the race into. Make Your Account More Secure. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Before investing in any 529 plan, please consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available. We know that paperwork and forms can be daunting for most people. For businesses: Promoting the 529 network of plans 529 Fit integrates with your business model to allow your customers or employees across the country to find a 529 plan suited to their situation and open an account. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. It offers savings plans of various kinds. Password is requiredAs an Ascensus University student, you have access to a comprehenisve curriculum designed to meet all of your retirement plan needs! With Ascensus' powerful learning management system engine, you can build and monitor learning plans, enjoy interactive training programs on your schedule, and track your training progress. This is both our passion and expertise. Terms and Conditions | Privacy Management | Security © 2023 Ascensus, LLC. e. Ascensus has no responsibility and is a violation of Ascensus copyright. Payroll integration is available across our various partner products. Ascensus® and Ascensus® logo are registered trademarks used under license by Ascensus, LLC. Ascensus, LLC provides administrative and recordkeeping services. (d) Client acknowledges that Ascensus is not a fiduciary. ET. For general inquiries about READYSAVE 529 and/or suggestions for improving the app, send us an email at mobileapp@ascensus. This Forms Checklist provides you with the date of the most current version of the designated form or document. S. They are there for us when we need them. Ascensus is the largest independent retirement and college savings services provider in the United States, helping over 6 million Americans save for the future. M. Ascensus has partnered with financial advisors to bring retirement solutions to millions of people for more than 40 years. Google Chrome for Android. Ascensus, LLC provides administrative and recordkeeping services. How to find Ascensus 401K Login Rp Link? Go to the official website of Ascensus 401K Login Rp Link. 215-648-5351. com and view the broad range of solutions that allow financial advisers to choose how they want to work with their clients. Featured each month are some of those questions—and the answers. Retirement Join your company's retirement plan today and start your journey to financial freedom. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Retirement Markets 2021. com Regular Mail Express or Overnight Mail Ascensus DCS Unit Ascensus DCS Unit PO Box 577, Fort Washington, PA 19034 575 Pinetown Road #577, Fort Washington, PA 19034 If you have any questions, please contact the Ascensus Document Compliance Service Team at 866-775-9118. This six-week online course provides the tools to build a solid IRA knowledge base and become certified as a Certified IRA Specialist (CIS) I. Partnering with us takes the stress off of your IRA and HSA administration. The average Ascensus hourly pay ranges from approximately $19 per hour for a Call Center Representative to $58 per hour for a Manager. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. It was founded in 1980; the head office is in Dresher, Pennsylvania. Ascensus, LLC provides administrative and recordkeeping services. The website includes a customizable dashboard view of information used most: real-time market updates, account summary and contribution elections. ET. Ascensus, LLC provides administrative and recordkeeping services. We’re also one of the savings plan industry’s leading providers of outsourced services. 26 Apr, 2021, 10:30 ET. PAS is an Internet-based prototype plan document generation system that makes plan document preparation, set up, and modifications fast, easy, and accurate. 800-411-6971 - Website InquiriesDepending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. ; Select Site settings. , web page address) of the location where the copyrighted work exists or a copy of the copyrighted work;Ascensus, LLC provides administrative and recordkeeping services. With 40 years of experience, the firm partners with financial institutions to offer tailored solutions that meet the needs of financial professionals, employers, and individuals. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. 5Available for most 529 plans serviced by Ascensus. Ascensus, LLC provides administrative and recordkeeping services. If you have any questions, please contact Participant Services at 888-652-8086. Advice services and educational services on this website are provided by Morningstar Associates LLC. Get Started Welcome to Ascensus Login Problems How often is my account information updated? What is a redemption fee? Specific questions about my retirement plan Login Problems If you are sent back to the Account Login page. Full-service administration. Ascensus monitors its systems for compliance, security and other purposes. Forgot Password? Our representatives are available to assist you with any questions or concerns. Vanguard will offer a bundled 401 (k) and profit-sharing plan service for companies with assets of less than $20 million through a partnership with Ascensus. ascensus. Ascensus, LLC provides administrative and recordkeeping services. com. Ascensus, LLC provides administrative and recordkeeping services. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Sales representatives and contacts. At Ascensus Trust, we help businesses and individuals safeguard their assets, streamline their responsibilities, and simplify asset management. It was founded in 1980; the head office is in Dresher, Pennsylvania. CoPilot Small Business 401 (k) and Individual (k) 833-893-3233. Ascensus monitors its systems for compliance, security and other purposes. Health Insurance. We believe in the value of the trusted relationship of the financial adviser. Submit. Ascensus provides administrative and recordkeeping services and is not a broker-dealer or an investment advisor. Ascensus, LLC provides administrative and recordkeeping services. It offers savings plans of various kinds. Before investing in any 529 plan, please consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available. US$ 302. Ascensus, LLC provides administrative and recordkeeping services. No more sorting through stacks of paper, fumbling through files, or waiting for the latest account information to be mailed. Ascensus is the largest independent retirement and college savings services provider in the United States, helping over 12 million Americans save for the future. com or by calling 800-346-3860,. Enter Email Address. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. 56 reviews from Ascensus employees about working as a Customer Service Representative at Ascensus. We need to verify your identity before we create your account. FrontierTrust. ; Make sure that Cookies is turned on. Terms and Conditions | Privacy Management | Security © 2023 Ascensus, LLC. Developed for sole proprietors, partnerships, and C and S corporations 1, Ascensus' Individual(k) plans are easy-to-implement, cost-effective, and designed to help self-employed individuals save for retirement. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Monday - Friday, 9 am - 8 pm EST. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Our broad range of retirement solutions and industry-leading expertise give you the freedom to build a plan you can offer to clients with confidence. to 8:00 p. pdf 11. 6. Format: xxx-xx-xxxx. ET. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. The fee is generally used to defray fund costs associated with the redemption. 866-794-2950 - Ascensus Trust IRA Inquiries. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Newport offers comprehensive plan solut. The estimated total pay for a Call Center Representative at Ascensus is $37,583 per year. Ugift ® is a registered service mark of Ascensus Broker Dealer Services, LLC. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. 866-929-2525. Our. A redemption fee is a fee charged by a fund when shareholders redeem shares or transfer assets between funds. This rating has decreased by -2% over the last 12 months. Now it is saying that Acsensus is blocking mint and refusing the connection. Last Modification Date: August 12, 2015 11:21:46Our cybersecurity response program is designed to help keep your financial information safe and is intended to comply with applicable federal and state laws. Single-family homes make up a large proportion of the market, but Greater Victoria also has a number of high-end luxury properties. The company is a premier savings program service provider, third-party administrator, and government savings facilitator. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. Mandatory redemption fees are charged by some funds for short-term trades, i. Ascensus, LLC provides administrative and recordkeeping services. Ascensus, LLC provides administrative and recordkeeping services. to provide certain plan recordkeeping and administrative services on VGI’s behalf. HQ. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. FuturePlan by Ascensus. 3 (38) investment manager. Ascensus provides administrative and recordkeeping services and is not a broker-dealer or an investment advisor. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. com. Count on us to help keep your plan compliant and to deliver high levels of service and support, including proactive notifications to support plan administration. #10486 (12/2007) Using the QP/401(k) Separation From Service Distribution Request Form Your plan permits you to withdraw your vested account balance when you separate from servic. Save for Education. This review is for both Future Plan and. Next. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Ascensus and Newport announced their merger agreement has met all closing conditions and the companies begin efforts to combine—serving more than 15 million people across America saving in an industry-leading 150,000+ retirement plans, as well as 529 and ABLE savings accounts, and health savings and spending accounts. Before investing in any 529 plan, please consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available. The average salary for Regional Service Director (100% Remote) at companies like ASCENSUS in the United States is $189,142 as of October 25, 2023, but the salary range typically falls between $159,683 and $218,600. 9 rating for career opportunities. Headquarters. Ascensus, LLC provides administrative and recordkeeping services. Before investing in any 529 plan, please consider whether your or the designated beneficiary’s home state offers its taxpayers any benefits that are only available through that state’s 529 plan. Ascensus. The estimated total pay for a Customer Service Representative at Ascensus is $41,050 per year. This is 5% more than the national average salary for Customer Service Representatives. We are your go-to resource for staying current on ever-evolving products, regulations, operations, and industry trends. 8 rating for culture and values and 2. Country City Address; United States: Dresher: 200 Dryden Rd #4000. to provide certain plan recordkeeping and administrative services on VGI’s behalf. Banks, Credit Unions, & Financial Institutions. Dresher, PA — July 13, 2022 — Ascensus —whose technology and expertise helps millions of people save for retirement, education, and healthcare— announced today that Kasey Price will assume the role of President of FuturePlan by Ascensus on Aug. Ascensus® and Ascensus® logo are registered trademarks used under license by Ascensus, LLC. Last Modification Date: August 12, 2015 11:21:46Ascensus, LLC provides administrative and recordkeeping services. Click here to visit ascensus. FuturePlan by Ascensus announced Friday that it’s introducing a new employer aggregated plan, called FuturePlan EAP, in collaboration with Voya Financial. Found it. The average Ascensus salary ranges from approximately $37,206 per year for Call Center Representative to $161,000 per year for Engineering Lead. 69% of employees would recommend working at Ascensus to a friend and 66% have a positive outlook for the business. P. This solution lets the TPA focus on plan design and compliance, while we handle the plan's recordkeeping and investments. Users enter their current savings rates, desired age of retirement, and their monthly retirement income needs. $5. Ascensus, LLC provides administrative and recordkeeping services. 6 million participants. I may have been using a different version when I post my screenshot. Our technology, market insights, and business knowledge enhance the growth and success of our partners, their clients, and savers. #10482-BD (9/2018) QP/401(k) DISTRIBUTION NOTICE Important Information About Your Qualified. The "Most Likely Range" represents. Ascensus, LLC provides administrative and recordkeeping services. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. US$ 302. 630-531-4159. 5 million (2018) Number of employees. (215) 648-8000. Edit: Never mind. Learn about Ascensus culture, salaries, benefits, work-life balance, management, job security, and more. 56 reviews from Ascensus employees about working as a Customer Service Representative at Ascensus. m. A safe harbor 401(k) is a specific 401(k) retirement plan design that allows sponsoring employers to avoid certain compliance testing. 3. An all-around solution for your payroll needs. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Ascensus provides administrative and recordkeeping services and is not a broker-dealer or an investment advisor. 1. Ascensus employees rate the overall compensation and. Important Disclosures from J. Trust & Custodial Services. Our forms, available in several formats, are prepared by senior consultants and make account establishment and maintenance easy and efficient. Welcome to Academy. Inside America's savings plans. Lori Zeman, Division VP, Western Region. Ascensus provides the resources to help drive sales and the client support to simplify plan management. Leverage your professional network, and get hired. Zip Code. Terms and Conditions | Privacy Management | Security © 2023 Ascensus, LLC. Restart Login. Ascensus, LLC provides administrative and recordkeeping services. Ascensus, LLC provides administrative and recordkeeping services. It was founded. SEP and SIMPLE IRA plans. ascensus. Reviews from Ascensus employees about Ascensus culture, salaries, benefits, work-life balance, management, job security, and more. Based on the company location, we can see that the HQ office of Ascensus is in DRESHER, PA. By Gregg Greenberg. Sharebuilder 401k is a marketing. Ascensus provides administrative and recordkeeping services and is not a broker-dealer or an investment advisor. More. 96 per hour for Administrative Assistant to $35. Fax 218-825-5713 Email PlanDocuments@ascensus. 200 Dryden Rd E Ste 4000, Dresher, Pennsylvania, 19025, United States. Paid Time Off. Because you deserve to retire on your own terms Join the plan ASN_OFC. An Ascensus representative is ready to help assist you and answer questions Monday through Friday, 8:00 A. [email protected] when updates are made to the checklist. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Representatives are available from Monday to Friday, 8AM to 5PM Eastern Time. In 2015, Ascensus was offered for sale by private equity investment firm JC Flowers. Ascensus - Retirement Login Security Upgrade Make Your Account More Secure It's a short process that typically takes less than 3 minutes. DRESHER, Pa. VGI has entered into an agreement with Ascensus, LLC. Ascensus, LLC provides administrative and recordkeeping services. If you need assistance or would like to update your forms inventory, contact a Customer Service Representative at customersupport@ascensus. (215) 648-8000. Top banks, credit unions, and financial institutions, and independent advisors partner with us to offer their clients a wide range of retirement plans and related services. Newport, an Ascensus company, helps employers offer their associates a more secure financial future through retirement plans, insurance and consulting services. 200 Dryden Rd E Upper Dublin Twp PA 19025. However, once your rollover has been completed, it will have been worth the effort to get it done. Customer Service Representative professionals have also rated Ascensus with a 3. com. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Fax 218-825-5713 Email employerdirect@ascensus. 4000 (2020) Website. Go to Mint -- Add Accounts -- and then type 'Ascensus - RP Link'. Please Sign In. If you would rather speak directly with a customer service representative, give us a call at 1-888-917-7117. Open form follow the instructions. 3, 2021 /PRNewswire/ -- Ascensus, whose technology and expertise help millions of people save for retirement, education, and healthcare, announced that it has entered into a. I selected "Ascensus - RPLink. 53% of Ascensus employees are women, while 47% are men. The "Most Likely Range" represents. You will need to enter your personal information, create a user ID and password, choose a security question, and select. Before investing in any 529 plan, please consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available. com. 8% of Ascensus employees are Asian. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Ascensus and Morningstar Associates LLC are not affiliated with VMC, VGI, or any of their affiliates. m. We would like to show you a description here but the site won’t allow us. Ascensus is a recordkeeper for more than 50,000 retirement plans, with more than 1. As the nation's largest independent retirement services provider, we give you the freedom to design the retirement program that will best fit your unique needs and employees. And most of all, they saved us from a very bad situation. At Ascensus, we offer quality retirement administration – all the solutions you need to address your clients' unique plan needs. View your balance, contributions, investments, and more. Ascensus, LLC provides administrative and recordkeeping services. Discover the industry leading self directed IRA Custodian. Ascensus, LLC. The collection includes IRAs, HSAs, SEP and SIMPLE IRA plans, IRA FAQs, and qualified plans. A Comprehensive Plan Document Service for Complex Times — Ascensus. Please enter your UserID below. Ascensus, LLC provides administrative and recordkeeping services. 630-531. Salary information comes from 47 data points collected directly from employees, users, and past and present job advertisements on Indeed in the past 36 months. To calculate your per-capita administration fee, simply divide the administration fee total from your spreadsheet by the number of participants in your plan. ). Before investing in any 529 plan, please consider whether your or the designated beneficiary’s home state offers its taxpayers any benefits that are only available through that state’s 529 plan. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Access your retirement account information anytime, anywhere with this convenient and secure mobile app. Former Customer Service Representative in East Los Angeles, CA, California. View all Ascensus jobs in Charleston, SC - Charleston jobs - Client Services Manager jobs in Charleston, SC; Salary Search: Client Service Manager (457 Plan Experience Preferred) salaries in Charleston, SC; See popular questions & answers about AscensusJason Crane, Head of Retirement Distribution. View Company Info for Free. Feb 9, 2022. We provide account opening documents and the necessary maintenance forms for: Traditional and Roth IRAs. 1-800-431-7934. Whichever path you choose, our experts will be here to support you with industry expertise and exceptional service, every step of the way. Glossary of Terms; Frequently Asked Questions (FAQs) If you have any questions, please contact Participant Services at 888-652-8086. Ascensus, LLC provides administrative and recordkeeping services. Coverdell education savings accounts are a great way for financial institutions to round out their retirement savings business. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Ascensus - Netscaler LoginAscensus. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. 529 Fit is designed to leverage your business’s. Ascensus, LLC. Read More. Ascensus employees rate the overall compensation and. Ascensus, LLC provides administrative and recordkeeping services. All rights reserved. You'll continue to experience many of the same features and services you have with Newport and PAi today—with future enhancements to come. IRA University is also the first step in our IRA Fast Track training program, designed for you. All rights reserved. 529 Fit is designed to leverage your business’s. 09/06/2023. It’s like having a team of seasoned professionals and powerful technology helping you navigate the complex IRA and HSA rules. 3. A. Ascensus. We help your financial organization feel confident that it provides the best service to your customers. Page 1 of 2 ©2007 Ascensus, Inc. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. Ascensus, LLC provides administrative and recordkeeping services. $229. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. is an American financial services company. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Morgan This material has been prepared for informational and educational purposes only. Ascensus will be entitled to charge reasonable interest on any past-due Fees. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. Claim this business. This system is the proprietary property of Ascensus and may be accessed and used only by parties authorized by Ascensus. to 8:00 p. Ascensus is the largest independent retirement and college savings services provider in the United States, helping over 6 million Americans save for the future. Purchase the digital download of our SECURE 2. 503-333-4341. Before investing in any 529 plan, please consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available. (215) 648-8000. Non-spousal corporations and nonprofit businesses do not meet the conditions to establish an Ascensus Individual(k) plan. 3. User ID: Password: Ascensus Employee. Ascensus and Morningstar Associates LLC are not affiliated with VMC, VGI, or any of their affiliates. At Ascensus, we care about what’s important to you and want you to succeed. Find login option on the site. Customer Service Representative Job At Ascensus. The average Ascensus hourly pay ranges from approximately $18 per hour for a Call Center Representative to $61 per hour for a Manager. The “turnkey service” will include funds, recordkeeping, call center services, compliance. Our people. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. 99 – quite a bit higher than what participants could be paying with a low-cost 401 (k) provider. Ascensus Government Savings – Ascensus Government Savings is the leading administrator of 529 college savings plans, dedicated to servicing the needs of its clients, their plans, and families saving for college across the country. Please note that all salary figures are. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. Ascensus Plan Adoption System™ (PAS) is the answer to establishing a cost-effective, compliant, qualified retirement plan prototype. Please enter your UserID below. Save for what matters−your way. Ascensus provides administrative and recordkeeping services. User ID: Password: Ascensus Employee. We believe everyone deserves to feel financially secure, and together, we're better. Many aspects of 401(k) plans are subject to compliance testing to ensure that higher paid employees and owners don’t benefit from the plan disproportionately in comparison with the rank-and-file employees. Ascensus and Morningstar Associates LLC are not affiliated with VMC, VGI, or any of their affiliates. That’s why we offer a wide range of benefits, such as student loan refinancing, healthy living programs, paid volunteer time off, and more. It offers savings plans of various kinds. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. However, once your rollover has been completed, it will have been worth the effort to get it done. Report. Ascensus, LLC provides administrative and recordkeeping services. Get StartedWelcome to Ascensus Login Problems How often is my account information updated? What is a redemption fee? Specific questions about my retirement plan Login Problems If you. Ascensus also takes affirmative action to employ, and advance. Anthony Bologna, Division VP, Eastern Region. If you are an Individual(k) plan holder, please contact the Ascensus Service Team at 1-877-221-0248 to gain access to your account online. Vacation Days Purchase Plan*. Learn about Ascensus culture, salaries, benefits, work-life balance, management, job security, and more. Save My Preferences. (Ascensus recommends that the employer consult with a legal or tax advisor to review all plan selections—including any provisions defaulted to those frequent ly selected by employers, as further described later in thi s PDQ. I don't think there is any way around it. to provide certain plan recordkeeping and administrative services on VGI’s behalf. to determine if the Ascensus Individual(k) program is suitable for you. ET. Fortunately, Ascensus has the tools you need to streamline the Cycle 3 restatement process in. Ascensus. In 2022, Ascensus, Newport, and PAi joined to form one company. Depending on your interaction with Ascensus, other privacy policies may apply in addition to this Policy. To help employers build a plan that meets their needs, Ascensus offers full-service and recordkeeping-only 401. HSA Employer Contribution*. Quality First. Years in Business: 36. , April 26, 2021 /PRNewswire/ -- Ascensus announced today that funds managed by Stone Point Capital, the Greenwich, CT -based private equity firm. Access your retirement account information anytime, anywhere with this convenient and secure mobile app. of industry experience, Ascensus has the insight and knowledge to help you succeed. 6 rating for work-life-balance, 3. Ascensus ® and the Ascensus logo are trademarks of Ascensus, LLC. Ascensus, LLC provides administrative and recordkeeping services. Terms and Conditions | Privacy Management | Security © 2023 Ascensus, LLC. Apr 08, 2022. " dialog box. Ascensus, LLC provides administrative and recordkeeping services. Broadened Eligibility RequirementsWe have more than 35 years of experience in drafting opening documents and transaction forms that can help ensure compliant establishment and maintenance. It is not a broker-dealer or an investment advisor and does not provide tax, legal, or accounting services. At Ascensus, we care about what’s important to you and want you to succeed. Ascensus Minneapolis, MN1 day agoBe among the first 25 applicantsSee who Ascensus has hired for this roleNo longer accepting applications. Set Up Your Online Account. Ascensus will prepare and post the signature ready documents to our secure electronic signature website, Sertifi. Contact information for specific services can be found on the. 5 million (2018) Number of employees. Now with Cycle 3 restatement added to the mix, it’s even more so. 3/2022) Page 2 of 3 ©2022 Ascensus, LLC The Plan Administrator will check here if the following election does NOT apply.